Welcome to Pacific Coast Heavy Truck Group financing. PCHTG focuses on
the provision of financial choice and the generation
of value through the application of experience,
service and innovation. Just as no two people are
alike, no two financial requirements are the same. PCHTG
recognizes the importance of providing financial
solutions that truly meet the unique needs of our
consumer and corporate clients.
PCHTG has developed a sophisticated and meaningful range of financial
products and services structured to meet the most
demanding requirements – all provided within an
independent, flexible, non-bank environment.
Benefits of Leasing
Leasing is the smart choice.
Conserves Working Capital
- Lease financing enables you to use the equipment
now while keeping working capital intact for other
core operating needs like maintenance and repair
Preserves Credit Lines
– Lease financing enables you to acquire the
equipment you need without tying up bank credit
Ease of Budgeting -
Unlike bank demand financing which may be subject to
fluctuations in the interest rate, lease payments
are fixed over the full term of the lease, which
enables you to manage your budget and cash flow.
Term Repayment Flexibility
– Leases can be structured to meet your particular
requirements tailoring suitable payments, term, and
– Inevitably you will make your lease payments from
the revenue generated by your equipment, which
basically pays for itself!
- Leasing in many cases allows for the payments to
be deducted as an operating expense, and accelerated
write-offs can shift tax payments from near to
- Lease payments can be tailored to cash flow in
Ease of Up-Grading
– Lease financing enables you to up-grade your
equipment in whole or in part at any time throughout
the term of the contract.
– Lease financing reduces the amount of money you
pay up-front. You do not pre-pay the tax on the
full equipment cost, instead applicable tax is
charged on the monthly payments only.